| Satin Creditcare Network Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 539404 |
NSE Symbol : SATIN |
P/E(TTM) : 8.18 |
|
ISIN Demat : INE836B01017 |
Div & Yield% : 0.00 |
EPS(TTM) : 27.34 |
|
Book Value(₹) : 283.27 |
Market Cap(₹Cr) : 2,471.24 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 810.24 | 663.71 | 715.36 | 641.02 | 554.51 | 631.09 |
| Other Operating Income | 1.34 | 0.33 | 0.54 | 0.41 | 0.77 | 0.21 |
| Other Income | 0.56 | 0.56 | 0.50 | 0.56 | 1.87 | 0.77 |
| Total Income | 812.13 | 664.60 | 716.41 | 642.00 | 557.14 | 632.07 |
| Interest | 343.48 | 256.34 | 312.52 | 266.73 | 235.57 | 242.02 |
| Employee Expenses | 160.54 | 144.24 | 149.15 | 140.16 | 144.38 | 130.20 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 44.38 | 46.66 | 48.94 | 40.47 | 44.39 | 41.46 |
| TOTAL OPERATING EXPENDITURE | 548.40 | 447.24 | 510.61 | 447.36 | 424.34 | 413.68 |
| Operating Profit Before Prov. & Cont. | 263.73 | 217.36 | 205.80 | 194.64 | 132.80 | 218.39 |
| Provisions & Write Offs | 75.36 | 119.08 | 132.94 | 134.64 | 105.20 | 195.06 |
| Depreciation | 7.47 | 7.02 | 5.97 | 5.37 | 6.60 | 6.32 |
| TOTAL EXPENDITURE | 631.23 | 573.34 | 649.52 | 587.37 | 536.14 | 615.06 |
| Tax | 1.64 | -0.39 | -3.19 | 21.18 | -12.85 | 2.52 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 42.31 | 21.00 | 18.20 | -9.15 | -7.20 | -16.86 |
| Reported Profit After Tax | 136.95 | 70.65 | 51.88 | 42.60 | 41.05 | 31.35 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 136.95 | 70.65 | 51.88 | 42.60 | 41.05 | 31.35 |
| EPS (Unit Curr.) | 12.45 | 6.42 | 4.72 | 3.87 | 3.73 | 2.85 |
| EPS (Adj) (Unit Curr.) | 12.45 | 6.42 | 4.72 | 3.87 | 3.73 | 2.85 |
| Calculated EPS (Unit Curr.) | 12.44 | 6.42 | 4.71 | 3.87 | 3.73 | 2.85 |
| Calculated EPS (Adj) (Unit Curr.) | 12.44 | 6.42 | 4.71 | 3.87 | 3.73 | 2.85 |
| Calculated EPS (Ann.) (Unit Curr.) | 49.78 | 25.68 | 18.86 | 15.49 | 14.92 | 11.39 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 49.78 | 25.68 | 18.86 | 15.49 | 14.92 | 11.39 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.04 | 110.04 | 110.04 | 110.04 | 110.04 | 110.04 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 65.64 | 53.43 | 53.87 | 50.97 | 47.46 | 42.05 |
| PBDTM(%) | 23.25 | 14.81 | 10.19 | 9.36 | 4.98 | 3.70 |
| PATM(%) | 16.90 | 10.64 | 7.25 | 6.65 | 7.40 | 4.97 |
| Net Interest Income | 0.00 | 414.00 | 404.00 | 375.00 | 326.00 | 390.00 |
| Operating Expenses | 0.00 | 204.00 | 204.00 | 186.00 | 200.00 | 178.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 11,482.00 | 11,044.00 | 10,956.00 | 11,316.00 | 10,778.00 |
| Return on Equity(%) | 0.00 | 9.57 | 7.17 | 7.10 | 7.86 | 4.46 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 49.19 | 50.52 | 49.57 | 61.30 | 45.63 |
| Loan Loss Provision Ratio | 0.00 | 4.23 | 4.83 | 4.84 | 3.81 | 7.35 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 14.71 | 14.69 | 13.20 | 11.81 | 14.69 |
| Provision Coverage Ratio(%) | 72.85 | 67.18 | 66.21 | 63.00 | 62.35 | 62.25 |
| Capital Adequacy Ratio | 25.39 | 24.64 | 26.32 | 26.04 | 25.85 | 27.40 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.12 | 3.34 | 3.52 | 3.70 | 3.70 | 3.92 |
| (%) Net Non Performing Assets | 0.85 | 1.10 | 1.19 | 1.40 | 1.39 | 1.48 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 2.33 | 1.75 | 1.50 | 2.07 | 1.17 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 2,896.00 | 2,421.00 | 2,242.00 | 2,881.00 | 2,683.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
