| Housing & Urban Development Corporation Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 540530 |
NSE Symbol : HUDCO |
P/E(TTM) : 16.08 |
|
ISIN Demat : INE031A01017 |
Div & Yield% : 1.84 |
EPS(TTM) : 14.00 |
|
Book Value(₹) : 90.10 |
Market Cap(₹Cr) : 45,072.78 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 3,219.03 | 2,937.31 | 2,844.99 | 2,760.23 | 2,517.72 | 2,188.35 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 31.99 | 8.16 | 9.92 | 9.91 | 8.42 | 8.84 |
| Total Income | 3,251.02 | 2,945.47 | 2,854.91 | 2,770.14 | 2,526.14 | 2,197.19 |
| Interest | 2,146.94 | 1,976.31 | 1,859.25 | 1,762.49 | 1,662.02 | 1,463.69 |
| Employee Expenses | 66.05 | 68.32 | 64.19 | 60.21 | 65.76 | 39.88 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 97.50 | 143.62 | 49.52 | 29.99 | 28.93 | 25.65 |
| TOTAL OPERATING EXPENDITURE | 2,310.49 | 2,188.25 | 1,972.96 | 1,852.69 | 1,756.71 | 1,529.22 |
| Operating Profit Before Prov. & Cont. | 940.53 | 757.22 | 881.95 | 917.45 | 769.43 | 667.97 |
| Provisions & Write Offs | -16.99 | -102.95 | -141.82 | -16.84 | -233.15 | -18.69 |
| Depreciation | 2.81 | 2.94 | 3.51 | 2.63 | 2.54 | 1.96 |
| TOTAL EXPENDITURE | 2,296.31 | 2,088.24 | 1,834.65 | 1,838.48 | 1,526.10 | 1,512.49 |
| Tax | 184.19 | 140.57 | 190.23 | 182.07 | 136.00 | 126.32 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 60.69 | 86.43 | 102.29 | 14.56 | 175.42 | 0.63 |
| Reported Profit After Tax | 709.83 | 630.23 | 727.74 | 735.03 | 688.62 | 557.75 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 709.83 | 630.23 | 727.74 | 735.03 | 688.62 | 557.75 |
| EPS (Unit Curr.) | 3.55 | 3.15 | 3.64 | 3.67 | 3.44 | 2.79 |
| EPS (Adj) (Unit Curr.) | 3.55 | 3.15 | 3.64 | 3.67 | 3.44 | 2.79 |
| Calculated EPS (Unit Curr.) | 3.55 | 3.15 | 3.64 | 3.67 | 3.44 | 2.79 |
| Calculated EPS (Adj) (Unit Curr.) | 3.55 | 3.15 | 3.64 | 3.67 | 3.44 | 2.79 |
| Calculated EPS (Ann.) (Unit Curr.) | 14.18 | 12.59 | 14.54 | 14.69 | 13.76 | 11.14 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 14.18 | 12.59 | 14.54 | 14.69 | 13.76 | 11.14 |
| Book Value (Unit Curr.) | 90.10 | 88.20 | 89.76 | 89.74 | 85.54 | 86.28 |
| Dividend (%) | 10.00 | 11.50 | 0.00 | 20.50 | 0.00 | 0.00 |
| Equity | 2,001.90 | 2,001.90 | 2,001.90 | 2,001.90 | 2,001.90 | 2,001.90 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 96.44 | 96.57 | 101.34 | 97.70 | 105.83 | 98.26 |
| PBDTM(%) | 29.75 | 29.28 | 35.99 | 33.85 | 39.82 | 31.38 |
| PATM(%) | 22.05 | 21.46 | 25.58 | 26.63 | 27.35 | 25.49 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 14.28 | 0.00 | 0.00 | 0.00 | 12.92 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 2.94 | 0.00 | 0.00 | 0.00 | 3.00 |
| Provision Coverage Ratio(%) | 94.55 | 93.49 | 85.44 | 85.60 | 85.60 | 86.61 |
| Capital Adequacy Ratio | 38.03 | 41.72 | 46.60 | 48.27 | 57.65 | 57.65 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.21 | 1.34 | 1.67 | 1.88 | 2.04 | 0.00 |
| (%) Net Non Performing Assets | 0.07 | 0.09 | 0.25 | 0.27 | 0.31 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 1.89 | 0.00 | 0.00 | 0.00 | 2.24 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 12,812.00 | 0.00 | 0.00 | 0.00 | 12,625.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 34,224.00 | 0.00 | 0.00 | 0.00 | 14,097.00 |
| Loan Book(Amt Rs cr) | 144,554.00 | 134,410.00 | 0.00 | 118,931.00 | 111,068.00 | 103,815.00 |