| Punjab National Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532461 |
NSE Symbol : PNB |
P/E(TTM) : 8.94 |
|
ISIN Demat : INE160A01022 |
Div & Yield% : 2.38 |
EPS(TTM) : 13.62 |
|
Book Value(₹) : 110.93 |
Market Cap(₹Cr) : 139,869.12 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 31,871.53 | 31,963.94 | 31,989.46 | 31,339.83 | 29,875.01 | 28,556.43 |
| Other Income | 4,342.09 | 5,267.82 | 4,715.89 | 3,411.87 | 4,572.09 | 3,609.52 |
| Total Income | 36,213.62 | 37,231.76 | 36,705.35 | 34,751.70 | 34,447.10 | 32,165.95 |
| Operating Expenses | 28,986.56 | 30,150.41 | 29,929.70 | 28,131.15 | 27,593.79 | 25,584.79 |
| Operating Profit Before Prov. & Cont. | 7,227.06 | 7,081.35 | 6,775.65 | 6,620.55 | 6,853.31 | 6,581.16 |
| Provisions & Contingencies | 643.08 | 323.10 | 359.67 | -285.40 | 288.01 | 1,312.32 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,680.25 | 5,083.25 | 1,848.98 | 2,397.74 | 2,261.84 | 2,017.31 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 4,903.73 | 1,675.00 | 4,567.00 | 4,508.21 | 4,303.46 | 3,251.53 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 4,903.73 | 1,675.00 | 4,567.00 | 4,508.21 | 4,303.46 | 3,251.53 |
| EPS (Unit Curr.) | 4.27 | 1.46 | 3.97 | 3.92 | 3.90 | 2.95 |
| EPS (Adj) (Unit Curr.) | 4.27 | 1.46 | 3.97 | 3.92 | 3.90 | 2.95 |
| Calculated EPS (Unit Curr.) | 4.27 | 1.46 | 3.97 | 3.92 | 3.74 | 2.95 |
| Calculated EPS (Adj) (Unit Curr.) | 4.27 | 1.46 | 3.97 | 3.92 | 3.74 | 2.95 |
| Calculated EPS (Ann.) (Unit Curr.) | 17.07 | 5.83 | 15.89 | 15.69 | 14.98 | 11.81 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 17.07 | 5.83 | 15.89 | 15.69 | 14.98 | 11.81 |
| Book Value (Unit Curr.) | 108.57 | 105.23 | 103.36 | 102.02 | 98.47 | 93.87 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 | 2,202.20 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 70.08 | 70.08 | 70.08 | 70.08 | 70.08 | 73.15 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 87.81 | 88.05 | 86.43 | 86.83 | 86.77 | 81.76 |
| PBDTM(%) | 20.66 | 21.14 | 20.06 | 22.04 | 21.98 | 18.45 |
| PATM(%) | 15.39 | 5.24 | 14.28 | 14.38 | 14.40 | 11.39 |
| Net Interest Income | 10,469.00 | 10,578.00 | 10,757.00 | 11,032.00 | 10,517.00 | 10,476.00 |
| Net Interest Margin(%) | 2.60 | 2.70 | 2.81 | 2.93 | 2.92 | 3.07 |
| Provision Coverage Ratio(%) | 96.91 | 96.88 | 96.82 | 96.77 | 96.67 | 95.90 |
| CASA Ratio(%) | 37.29 | 36.99 | 37.95 | 38.12 | 39.31 | 40.08 |
| Capital Adequacy Ratio | 17.19 | 17.50 | 17.01 | 15.41 | 16.36 | 15.79 |
| Tier I Capital | 14.41 | 14.62 | 14.05 | 12.53 | 13.63 | 13.04 |
| Tier II Capital | 2.78 | 2.88 | 2.96 | 2.88 | 2.73 | 2.75 |
| Gross Non Performing Assets | 40,343.33 | 42,672.97 | 44,081.60 | 45,413.98 | 47,582.25 | 51,262.78 |
| Net Non Performing Assets | 4,025.75 | 4,132.24 | 4,290.55 | 4,437.43 | 4,674.24 | 5,930.06 |
| (%) Gross Non Performing Assets | 3.45 | 3.78 | 3.95 | 4.09 | 4.48 | 4.98 |
| (%) Net Non Performing Assets | 0.36 | 0.38 | 0.40 | 0.41 | 0.46 | 0.60 |
| Return on Assets(Annualised) | 1.05 | 0.37 | 1.02 | 1.03 | 1.02 | 0.82 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 74,215.00 | 70,656.00 | 75,114.00 | 70,018.00 | 68,104.00 | 64,702.00 |
| Saving Deposits | 508,964.00 | 497,981.00 | 498,429.00 | 492,138.00 | 488,635.00 | 484,377.00 |
| Term Deposits | 1,033,901.00 | 1,020,742.00 | 993,080.00 | 967,543.00 | 901,603.00 | 859,168.00 |
| Total Deposits | 1,617,080.00 | 1,589,379.00 | 1,566,623.00 | 1,529,699.00 | 1,458,342.00 | 1,408,247.00 |
| Total Advances | 1,169,592.00 | 1,129,898.00 | 1,116,637.00 | 1,110,292.00 | 1,061,904.00 | 1,028,682.00 |