| Karur Vysya Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 590003 |
NSE Symbol : KARURVYSYA |
P/E(TTM) : 11.40 |
|
ISIN Demat : INE036D01028 |
Div & Yield% : 0.87 |
EPS(TTM) : 21.78 |
|
Book Value(₹) : 132.41 |
Market Cap(₹Cr) : 23,995.81 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 2,807.97 | 2,568.55 | 2,515.93 | 2,488.62 | 2,386.53 | 2,284.53 |
| Other Income | 512.32 | 447.25 | 509.33 | 464.82 | 469.48 | 388.35 |
| Total Income | 3,320.29 | 3,015.80 | 3,025.26 | 2,953.44 | 2,856.01 | 2,672.88 |
| Operating Expenses | 2,302.91 | 2,210.30 | 2,190.29 | 2,138.17 | 2,039.77 | 1,927.03 |
| Operating Profit Before Prov. & Cont. | 1,017.38 | 805.50 | 834.97 | 815.27 | 816.24 | 745.85 |
| Provisions & Contingencies | 274.37 | 118.14 | 161.40 | 147.44 | 179.83 | 132.94 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 169.05 | 165.91 | 160.21 | 171.80 | 162.81 | 154.26 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 573.96 | 521.45 | 513.36 | 496.03 | 473.60 | 458.65 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 573.96 | 521.45 | 513.36 | 496.03 | 473.60 | 458.65 |
| EPS (Unit Curr.) | 5.94 | 6.48 | 6.38 | 6.16 | 5.89 | 5.70 |
| EPS (Adj) (Unit Curr.) | 5.94 | 5.40 | 5.32 | 5.13 | 4.91 | 4.75 |
| Calculated EPS (Unit Curr.) | 5.94 | 6.48 | 6.38 | 6.16 | 5.88 | 5.70 |
| Calculated EPS (Adj) (Unit Curr.) | 5.94 | 5.40 | 5.32 | 5.13 | 4.90 | 4.75 |
| Calculated EPS (Ann.) (Unit Curr.) | 23.76 | 25.90 | 25.51 | 24.65 | 23.54 | 22.80 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 23.76 | 21.58 | 21.26 | 20.54 | 19.62 | 19.00 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 148.17 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 193.28 | 161.05 | 161.02 | 161.00 | 160.96 | 160.94 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 81.55 | 84.74 | 83.48 | 83.38 | 82.15 | 81.99 |
| PBDTM(%) | 26.46 | 26.76 | 26.77 | 26.84 | 26.67 | 26.83 |
| PATM(%) | 20.44 | 20.30 | 20.40 | 19.93 | 19.84 | 20.08 |
| Net Interest Income | 1,261.00 | 1,080.00 | 1,089.00 | 1,079.00 | 1,060.00 | 1,027.00 |
| Net Interest Margin(%) | 3.77 | 3.86 | 4.05 | 4.03 | 4.11 | 4.14 |
| Provision Coverage Ratio(%) | 96.76 | 96.76 | 96.81 | 96.87 | 96.09 | 94.91 |
| CASA Ratio(%) | 27.65 | 27.48 | 27.27 | 28.41 | 29.46 | 30.37 |
| Capital Adequacy Ratio | 16.58 | 17.36 | 18.17 | 15.91 | 16.28 | 16.47 |
| Tier I Capital | 0.00 | 16.33 | 17.12 | 15.03 | 15.39 | 15.58 |
| Tier II Capital | 0.00 | 1.03 | 1.05 | 0.88 | 0.89 | 0.89 |
| Gross Non Performing Assets | 708.00 | 592.60 | 641.80 | 690.92 | 885.61 | 1,024.53 |
| Net Non Performing Assets | 176.00 | 170.26 | 166.21 | 166.69 | 219.22 | 293.66 |
| (%) Gross Non Performing Assets | 0.76 | 0.66 | 0.76 | 0.83 | 1.10 | 1.32 |
| (%) Net Non Performing Assets | 0.19 | 0.19 | 0.20 | 0.20 | 0.28 | 0.38 |
| Return on Assets(Annualised) | 1.81 | 1.73 | 1.73 | 1.74 | 1.72 | 1.70 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 9,776.00 | 9,392.00 | 8,353.00 | 8,828.00 | 8,841.00 | 8,727.00 |
| Saving Deposits | 20,779.00 | 19,914.00 | 19,479.00 | 19,339.00 | 19,391.00 | 19,315.00 |
| Term Deposits | 79,937.00 | 77,344.00 | 74,246.00 | 70,988.00 | 67,607.00 | 64,307.00 |
| Total Deposits | 110,492.00 | 106,650.00 | 102,078.00 | 99,155.00 | 95,839.00 | 92,349.00 |
| Total Advances | 92,724.00 | 89,374.00 | 84,491.00 | 82,838.00 | 80,299.00 | 77,710.00 |